How to make your money go further

Retire sensibly – avoid public sector pension schemes

Retire sensibly – avoid public sector pension schemes
Want to shift your public sector pension to a Self Invested Personal Pension (SIPP)? Here we offer retirement savings ideas for public sector employees.

There is plenty to entice public sector employees into their workplace pension scheme. A generous employer contribution is certainly high up on the list. calls it a “no brainer” – why wouldn’t you chose your employer run pension when they are contributing to your pension as well? It’s a fair point. Most public sector pension providers match your contributions at the very least. But anyone on a defined benefit pension scheme (which is most in the public sector) should be aware that they will not see either their own or their employers contribution. Their pension will be used immediately…

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